Vision Premier Visa Prepaid Card

Written by J T. Posted in Featured, Visa

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Vision Premier Visa Prepaid Card

Published on October 24, 2011 with No Comments

At A Glance:

  • 100% guaranteed approval
  • Free direct deposit
  • Free online bill pay
  • Free transactions
  • Free mobile banking
  • Free online account tools
  • Rewards and benefits

Our Review:

The notable thing about Vision Premier is that even though its fees stand out, so do its benefits.

Like many cards, Vision Premier’s fees are slightly different depending on whether or not you choose to enroll in direct deposit. With direct deposit, there are three fees: $9.95 activation fee, $7.75 monthly fee, and a $2.50 ATM fee. Without direct deposit, you pay the above fees plus $1.95 per customer service call (after the first 30 days). 

As far as benefits are concerned, Vision Premier offers meaningful savings in a high-yield savings account and cash back with gas purchases. Enrolling in the free high-yield savings account, will give you a 5.65% APY. Vision Premier’s savings account helps you earn significantly more money than most other savings accounts offered with prepaid debit card accounts. Further, the 1% cash back on gas purchases each time you use your card to buy gas means (a little bit of) cash will be added directly to your card on a regular basis.

Also, by adding money and using your card at least once a month, you qualify to receive roadside assistance in the event you run out of gas, lock yourself out of your vehicle, can’t start your engine or have a flat tire.

The Vision Premier Visa Prepaid Card is a well advised choice for the consumer who can afford the fees and is savings conscious. Also of note, if you plan to be an occasional card user, Vision Premier also offers the Vision Preferred Pay-As-You-Go card.

Overview of the Vision Premier Prepaid Visa Debit Card
Fee Direct Deposit Without Direct Deposit
Monthly Fee $7.95 $7.95
Activation Fee $9.95 $9.95
Transaction Fee FREE FREE
ATM Fee $2.50 $2.50
Online Bill Pay FREE FREE
Card to Card Transfer FREE FREE

Card Deposit Options

Vision Premier currently supports the following Deposit Options
Method Support
Direct Deposit  Yes
Western Union  Yes
MoneyPak  Yes
MoneyGram  Yes
Paypal  Yes
Bank Transfer  Yes
Personal Check  No
Visa ReadyLink No
PreCash  No
Reload It  No

Features

Vision Premier supports the following included features
Feature Support
Direct Deposit Bonus No
Online Bill Pay  Yes
Money Management Tools  Yes
Card to Card Transfer  Yes
Email Alerts  Yes
Text Message Alerts  Yes
Discount Prescriptions  No
Discount Health Plans  No
Mobile App  No
Refer a Friend Bonus  No
Rewards Program  No
Roadside Assistance  No

About J T

I'm here to point consumers to the best possible products. If your looking for a prepaid card to fit your personal needs, don't hesitate to drop me a note at the contact page.

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